Credit cards form only a small part of a bank’s business. In contrast, EnterCard specialises in payment and credit cards. We solely work with payment and credit cards, and put all of our focus and energy into it.
We have built our entire business and methodology on global expertise from our owners, combined with the fact that we control our own agenda and can make local decisions. This makes us more swift-footed than other larger and global players. Our IT systems and infrastructures are built on the latest technologies and are compliant with all new EU directives and laws that control our business, which require substantial investments for a small bank.
Payment and credit cards are bank products that are close to a customer’s daily life as they continuously use cards for purchases, with the possibility to also borrow on the card when needed. Through our analytical skills we are specialists in increasing the knowledge of a bank customer’s specific needs, something that is important in order to improve the bank’s overall product and service offerings. We know from experience that smaller banks can reduce their costs and achieve greater profitability by outsourcing their card business. In close cooperation with EnterCard, banks can increase the knowledge about their customers as well as create more satisfied card customers.